Job Offer Comparison

Compare total compensation across two offers — not just base salary. Account for 401k match, health benefits, PTO value, and commute costs.

WH By WageHour Tools Editorial Team Verified against official sources June 8, 2026 How we research
A Offer A
total estimated comp
B Offer B
total estimated comp
Difference in total estimated compensation
Offer AOffer B

What to consider beyond base salary

401k Match

A 4% match on $95K = $3,800/yr in free retirement money. A 2% match on $105K = $2,100/yr. The higher salary isn't always the better deal.

PTO Value

15 days PTO at $95K ≈ $5,480 in pay. 20 days at $105K ≈ $8,077. PTO is real money — value it accordingly.

Health Insurance

Employer-paid health premiums vary widely. A plan with $8,400/yr employer contribution is worth significantly more than one with $4,800.

Frequently asked questions

Why compare total compensation instead of base salary?

Base salary is only part of the package. A 401(k) match, employer-paid health premiums, bonus, and paid time off can be worth tens of thousands of dollars a year — enough to make a lower base salary the better overall offer.

How is PTO turned into a dollar value?

We estimate a daily rate as your base salary divided by 260 working days, then multiply by your PTO days. So 15 PTO days on a $95,000 salary is worth roughly $5,480 of paid time.

Does this comparison account for taxes?

No — it compares gross total compensation. Two offers in different states can have very different take-home pay because of state income tax. Run each base salary through our paycheck calculator to compare net pay.

What is not included in this comparison?

It does not capture equity/RSUs, commute or relocation costs, remote vs in-office value, professional-development budgets, or the reliability of variable bonuses. Treat the result as a structured starting point, not the final word.